Property Investment vs. Mutual Funds: Which Is Better?

Choosing between property investment and mutual funds depends on individual financial goals and risk appetite. Real estate offers tangible assets, rental income, and potential appreciation but requires significant capital and maintenance. Mutual funds provide diversification, liquidity, and professional management with lower entry barriers. Property investments typically show stable long-term growth and tax benefits under Section 80C. Mutual funds offer flexibility to withdraw and rebalance portfolios easily. Real estate involves higher transaction costs and illiquidity compared to mutual fund redemption. Both asset classes have distinct advantages - property for wealth preservation and mutual funds for market-linked returns. A balanced portfolio often includes both investments for optimal risk-adjusted returns.